● FDIC Insured · 24/7 Support

Banking that moves with your life.

Open an account in minutes, send money in seconds, and grow your savings with industry-leading rates. VaroBank brings world-class banking right to your phone.

Open an Account → Explore Personal Banking
Everyday Checking · •••• 4821
$8,432.55
Payroll — Acme+$3,250.00
Whole Foods-$84.21
Transfer → Savings-$500.00
Interest earned+$42.18

Everything you need under one roof

Checking, savings, credit, lending, investments, and insurance — all in one beautifully simple app.

💳

Checking & Savings

No-fee checking and 4.50% APY high-yield savings.

🏠

Mortgages & Loans

Pre-qualify in 60 seconds with competitive rates.

📈

Investing

Commission-free trading and managed portfolios.

🛡️

Insurance

Auto, home, and life insurance with bundle savings.

Move money in seconds.

Send money to friends, pay bills, transfer between accounts, or schedule recurring payments. Every transaction is confirmed instantly with a digital receipt.

  • Varo® — send money to anyone anywhere anytime
  • Wire transfers (domestic & international)
  • ACH and external bank transfers
  • Bill pay for 10,000+ companies
💸

Real-time confirmations

Get push notifications and email receipts for every transaction — peace of mind, instantly.

2.1M+
Daily transactions
$48B
Moved last year

Ready to start?

Open your account online in under 5 minutes. No minimum balance, no monthly fees.

Open Account